Flexible Finance Options for your Home Improvements

Whatever your choice for financing your home improvements, we offer a variety of payment and finance options. We are here to help you find the ideal solution tailored to your requirements.

Financial Aid for Every Project

At JOR Property, we understand that sometimes, the projects you need most can also be the ones that stretch your budget. That’s why we’re proud to offer a variety of financing options to help you achieve your home improvement goals, big or small.

Interest-Free Credit for Home Improvements

0% APR Representative is available for 12 months and 24 months. A deposit of 10%-50% of the quoted amount is required. No interest or fees are payable with this option.

Buy Now, Pay Later

Defer payments for 12 months, followed by 48 monthly payments. A deposit of 10%-50% is required.

If the loan is not settled in full within the deferral period, interest will have accrued from the start of the agreement, any amount still outstanding at the end of the deferral period. Until the agreement is repaid in full, interest will continue to be charged.

You can make additional repayments without penalty, giving you control over the term of the loan and reducing the amount of interest you would pay.

Buy Now Pay Later – Representative Example: Cash Price £8,000.00, Deposit £3,000.00, Loan amount £5,000.00, 9.9% APR representative, Interest rate 9.9% fixed, 48 monthly repayments of £136.93, Total term of loan agreement 48 months, with the first payment deferred for 12 months, Total charge for credit £1,572.64, Total Amount payable £9,572.64. Early settlement fee £29.00. No interest is payable on any payments made within the deferral period, however interest will apply from the end of the deferral period. Total Amount Payable includes the Deposit Amount.

Interest Bearing Credit - Manageable Monthly Payments

Select a repayment period between 36 months and 120 months. A deposit of 10%-50% is required.

You can make additional repayments without penalty, giving you control over the term of the loan and reducing the amount of interest you would pay.

Interest Bearing Credit – Illustrative Example: Cash Price £2,000.00, Deposit £200.00, Loan amount £1,800.00, 9.9% APR representative, Interest rate 9.9% fixed, 60 monthly repayments of £37.79, Total term of loan agreement 60 months, Total charge for credit £467.40, Total Amount payable £2,467.40. Total Amount Payable includes the Deposit Amount.

Terms and Conditions

Credit is subject to application and status. Finance is available to a maximum loan value of £25,000. Authorised and regulated by the Financial Conduct Authority, JOR Property Ltd (Financial Conduct Authority No. FRN 923150) are a credit broker and not a lender, offering financial products from a panel of lenders. JOR Property Ltd offers both regulated and unregulated products. Please note that up to 12 months interest-free 0% finance is not regulated by the Financial Conduct Authority.

Finance Process

1 Consultation

2 Apply

Apply for a quick and easy decision.

3 Enjoy

Focus on enjoying your newly improved home.

Ready to finance your project?

Contact JOR Property today for a free, no-obligation consultation. We’ll discuss your needs and provide you with a tailored solution to ensure your project is a success.

Contact Us

Head Office

JOR Property Ltd.
184-192 Market Street
Aberdeen City
Scotland,U.K.
AB11 5PQ